The zero lender fee cost home equity line of credit is one of the most unique loans offered anywhere. If you have lived in your home for more than 6 months and developed some equity you can borrow up to 100% of your homes value at a zero origination cost from our lender. This means your 1st mortgage balance plus the amount of the line of credit can equal up to 100% of your homes appraised value. The loan term is for 30 years with a 10 year draw period and a 20 year repayment period. The best part is you can borrow up to $300,000 and there is no prepayment penalty if you pay the loan off early.

To pre-qualify for the Zero Cost HELOC please go to our simple online application and we will contact you shortly with a pre-approval.

Quick Loan Overview and Guidelines
 - 30 Year Period (10 Years Draw / 20 Years Payback)
 - Variable Interest Rate Loan (Fixed Rate Home Equity Loans)
 - Cannot be behind a Negative Amortizing 1st Mortgage
 - No Bankruptcy's in the last 36 Months

Is this not the loan you are looking for?
 - New Homeowner Home Equity Line of Credit
 - No Income Verification Equity Line
 - Bad Credit Home Equity Loan

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